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News and Information Concerning the Credit Industry

5 Tips For Improving Your Credit Score

Here are 5 tips to help improve your credit score. Get copies of your credit report —then make sure the information is correct. Go to the Annual Credit Report web site. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every 12 months . You can also call 877-322-8228 or complete the Annual Credit

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5 Common Credit Score Myths

Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850. Yet, according to a survey that was recently conducted, nearly half of all Americans don’t know how these scores are derived or even what factors

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“Using Personal Loans For Credit Card Debt…”

Credit card debt is widespread amongst the average American household and seeking ways of consolidating debt usually means utilizing the equity in ones home or seeking a personal loan to service the credit card payments. Using the equity in your home to apply for an equity home loan and directing the funds towards debt management is an excellent method for getting your house in order in regards to your finances. A personal loan without collateral

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